Thomas Coutts, famous as the founder of the bank Coutts & Co., would have been in his seventies or early eighties when this hat was made for him. Contemporaries in the early nineteenth-century noted that he dressed very unfashionably and shabbily for a man of his wealth and position. His personal style was updated late in life by his far-younger second wife, the actress Harriot Mellon, whom he married in 1815.