The High Cost of Low Credit Scores ::: Aim for 720 - that's where the best rates start - before you borrow for a house, a car, or get a credit card. Good credit means you'll pay less for insurance, too!
Are you planning to close some of your credit card accounts? We all know that opening or closing a credit account will affect your credit score. Here's what you SHOULD do in order to lessen the effect on your credit score.