So, she looks good, and like all of my refurbs, this one is built to last. Thats all good and well but this is business and its all about the profits. I can hear you screaming, "SHOW ME THE MONEY"... Well here it is.... The initial plan was as follows: Purchase Price: £158,000 Stamp Duty: £5,400 Legal Fees: £5,000 Refurbishment: £30,000 Total spend: £198,400 Now I was expecting an end valuation amount of £300,000 and an 80% LTV (loan to value) mortgage.