Circle of control- this is a counseling tool for kids but so great for us all to remember! I would have them put their name in the smaller circle, things they can control in the larger circle, and things out of their control outside the circle.
When it comes to investing and planning for retirement, people often toss around the word "risk" as if there's only one risk we face. In reality, there are a variety of risks that you should be taking into account. Here's a rundown on what I consider the three biggest, plus advice on how to manage each one.
“Educated women in the home? What an odd thing to deplore! What better place to have us “end up”…What more important job is there than sharing the values we are learning to cherish with the next generation of adults? What more strategic place could there be for the educated woman?” ~Edith F. Hunter