Who hasn't come back from a trip with an insanely high credit card bill? We're guilty of it (in fact some of us are still paying it off after a year!) But you can always be smarter about it next time. Go ahead and forgive yourself, then read up on the tips and tricks for getting more go for your dough in 2016.
Square view of the river and a factory which stands on a spit of land at right, and whose smoke billows from its chimney and blows toward the moonlit sky, as sailboats sail in the left middleground and low hills are seen in the right background.