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DCBL Bankruptcy Lawyers tip: Creditors or others can have a ?secured? interest in a home or automobile that is being purchased over time with periodic payments. You would be wise to consult a bankruptcy attorney to learn how a personal bankruptcy filing affects how secured creditors can take  your property to pay the debt.

DCBL Bankruptcy Requirements tip: Someone who files for personal bankruptcy must be careful to fully and accurately disclose all information required in the petition. If you don't, your case may be dismissed and you could be criminally prosecuted

DCBL Bankruptcy Law tip: Many people wrongly believe that they cannot own anything for a long time after filing for bankruptcy.  In fact, someone who has filed for personal bankruptcy can keep exempt property and anything obtained after filing.

DCBL Bankruptcy Law tip: Exempt property (property you can keep even when you file for bankruptcy) may include Pensions, Plans, IRA and most annuities

DCBL Bankruptcy Law tip: Exempt property (property you can keep even when you file for bankruptcy) may include a motor vehicle, up to a certain market value over any financed amount owed on the vehicle

Looking for a way to effectively manage your debts? Understand the basics of our bankruptcy laws and how you can improve your financial situation.

2017 HUD Chapter 13 Guidelines goes into detail about qualifying for an FHA Loan either during a Chapter 13 Repayments or after a discharge.

Home Buyers can qualify for FHA Mortgage After Chapter 13 Bankruptcy with no waiting period requirements after Chapter 13 Bankruptcy discharge date with GCA

Chapter 13 Bankruptcy

Statute of Limitations Debt Collection The statute of limitations is the time period set by law in which someone can sue you. In the debt collection context, a creditor or bill collector canno…

DCBL Bankruptcy Law tip: Do not make frivolous purchases when filing bankruptcy.  Any debt incurred in the three months prior to filing if found to be non-essential will be excluded from being discharged

DCBL Personal Bankruptcy tip: Do not make frivolous purchases when filing bankruptcy. Any debt incurred in the three months prior to filing if found to be non-essential will be excluded from being discharged

DCBL Chapter 13 Bankruptcy tip: Why is modification of the payment plan allowed? The debtor may suffer injury or illness or he may have a baby.  These will increase his necessary expenses and minimize the amount of disposable income

DCBL Chapter 13 Bankruptcy tip: Why is modification of the payment plan allowed? The debtor may suffer injury or illness or he may have a baby. These will increase his necessary expenses and minimize the amount of disposable income

NKP is ranked highly among the best aventura personal injury lawyers - by its personal injury clients and other lawyers in the aventura area!

DCBL Chapter 13 Bankruptcy tip: A chapter 13 allows the debtor to propose to his creditors that he pay only a portion of the debt owing to them and that he be allowed to pay them for a set period. This is embodied in a payment plan

Considering your options to handle extreme debt and living in Northern Utah? Learn how reorganization with a Chapter 13 Bankruptcy filing is one option.

DCBL Bankruptcy Requirements tip: The debtor must list any contracts or leases that are ongoing. For example, a debtor with a lease on an apartment or automobile must list the details of the contract

Bankruptcy Assessment - David M Cook Bankruptcy Attorney

DCBL Bankruptcy Law tip: Although not all consumer debts are dischargeable under bankruptcy law, most debts for most consumers will be deemed dischargeable under bankruptcy

DCBL Chapter 13 Bankruptcy tip: Although often tougher to obtain a Chapter 13 bankruptcy will not preclude you from obtaining future loans for an auto purchase or a mortgage

DCBL Bankruptcy Law tip: Certain types of debts that will not be discharged in a bankruptcy include taxes and tax penalties for each of the last 3 years

DCBL Bankruptcy Lawyers tip: In a bankruptcy be sure to keep your attorney apprised of all the specifics of your case. An informed bankruptcy attorney is a good one

DCBL Bankruptcy Lawyers tip: When you consult a bankruptcy lawyer, bring a written list of questions with you to the consultation.

Learn a little about David Cook and our history helping Utah residents eliminate debt and get back on their feet.

Are you eligible to file for Chapter 7 bankruptcy? People must meet with a credit counselor before filing to see if they qualify under the “means test.” Take a look at this Baltimore bankruptcy attorney infographic to get more details!

Bankruptcy Chapter You Should Know About Bankruptcy chapter 11 and chapter 7

DCBL Chapter 7 Bankruptcy tip: The Chapter 7 "means test" is based on a debtor?s family size and state of residence. However, most debtors who need to file for Chapter 7 relief will usually be eligible to do so

Learn about a Chapter 7 Bankruptcy and how a liquidation bankruptcy can affect you and your finances.

DCBL Chapter 13 Bankruptcy tip: If a debtor has been discharged under Chapter 13, he cannot be discharged in a Chapter 7 case again if the chapter 7 petition was filed within six years of the first discharge.  There are exceptions, though

DCBL Chapter 13 Bankruptcy tip: If the debtor filing a Chapter 13 petition agrees to pay in full a debt with a co-signer, the co-signer cannot be pursued for the debt as long as the debtor remains in Chapter 13 and continues to make payments

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