Subprime auto loans became big business following the monetary expansion of 2001-2004, along with subprime mortgages and other subprime lending. Financial institutions were so flush with money that they sought out the higher returns that could be had from charging higher interest rates to subprime borrowers.
What could be the loans? ‘Loan’ has become quite common these days. Everyone needs a loan when they buy new house, cars, start a business or start college (except for super rich people). After all not everyone has money lying here and there. So, in .
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