52 Week Money Challenge -This has to be one of the best idea for someone who wants to get started on an easy savings plan. For every week of the year you deposit that amount into savings. I'm doing this for Christmas/emergency money for next year!
Just print off any picture, spray paint a piece of wood black, cut the picture to match the size of the wood. Coat the wood with Mod Podge and lay the picture on top. Once it has dried thoroughly, use sandpaper to rough up the edges, then seal the photo w